Augustine Cobbold
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Circle Pay - Digital Rotational Savings Platform

Circle Pay is a digital platform designed to modernize traditional rotational savings (susu) systems by enabling users to create, join, and manage savings circles online. The platform provides structure, transparency, and automation to improve trust and financial discipline within savings groups.

Built by Augustine Cobbold

Next.js
PostgreSQL
Tailwind CSS
Paystack
Supabase

Problem

Traditional rotational savings groups rely heavily on manual tracking, trust-based coordination, and informal record keeping. This often leads to disputes, missed contributions, lack of transparency, and difficulty scaling beyond small local circles.

Solution

Circle Pay digitizes the savings process by allowing users to form circles, schedule contributions, track payouts, and monitor member activity in real time. The system improves transparency, reduces human error, and creates a structured, reliable savings experience.

Architecture

System Flow

Gallery

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